Annual Enrollment begins October 15.
Schedule a call to learn how new changes to expenses impact you.Medicare doesn't cover everything.
Find the Medicare supplement or advantage plan that's right for you
Receive expert advice from an unbiased independent agent at no cost to you.
Why are supplemental plans important?
Supplement plans provide protection by paying for the gaps in coverage (co-pays and deductibles) not covered by Part A and Part B.
Protection
Without a Supplemental you are financially responsible for charges not covered by under
Parts A and B.
Freedom
Freedom to choose your physician or health specialist that accepts Medicare assignment (payment for services).
transportable
Medicare Supplement Insurance plans are portable and accepted anywhere in the US by hospitals and physicians
who accept Medicare assignment.
Learn about your Medicare options early
There can be penalties if you do not enroll on time, so it's best to familiarize yourself with your option at least 3 months before you turn 65.There are many options for Medicare. You need to decide whether you will in enroll in Part A, Part B, or Part D and whether you want any special plans for your Medicare coverage. Alternatively, you could choose to opt-out of enrollment entirely! Your decision will be unique to your specific needs so it's important to fully understand your options.
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Why should you work with us?
We know it can be confusing—we're Medicare beneficiaries ourselves!
Qualified & Personal Service
Having gone through the process to determine which plans served our needs, we can help you as well. After all, we all have unique needs AND nothing beats experience to help others avoid pitfalls.
No cost to you
As independent agents, we work with all the carriers to find the best plan for our clients. Once we understand your needs, health and financial, we can offer the best plans for you to choose from.
Testimonials
From the very beginning of this overwhelming process, Gary has been amazing and incredibly patient (and everything was signed sealed and delivered well in advance of completion dates). He asks many questions and is always prepared whether in-person, zoom, texts or e-mails.
Everything is explained and questions are always answered – no matter how much time it takes (or how many times the same question is asked). I have never felt rushed or pushed to make a decision whether it’s supplemental, prescription or the yearly open enrollment.
Debbie
Houston, TXWe talked with numerous persons as we navigated our coming retirement. Gary Gerstenhaber led us down the Medicare Supplemental path. He offered us clear choices, plainly articulating each of their benefits.
We strongly sensed his experienced advice could be trusted. In the end, the decisions he helped us make, were one of the easiest of all the many choices we were making as newly retired persons. That ease was made possible by Gary. We would commend his services to anyone!
Russell and Terri
Horseshoe Bay, TXLet's Talk
Our goal is to help you find the best value for your dollar when choosing a supplemental plan.
We can help before you turn 65 or evaluate your options to see if we can find a plan that will lower your current premiums.
Call us at 1-833-301-7200
Request a Consultation
