Medicare doesn't cover everything.

As you near age 65, you need to learn about Medicare coverage choices and make several important enrollment decisions.

Why are supplemental plans important?

Supplement plans provide protection by paying for the gaps in coverage (co-pays and deductibles) not covered by Part A and Part B.

Protection

Without a Supplemental you are financially responsible for charges not covered by under Parts A and B.

Freedom

Freedom to choose your physician or health specialist that accepts Medicare assignment (payment for
services).

transportable

Medicare Supplement Insurance plans are portable and accepted anywhere in the US by hospitals and physicians who accept Medicare assignment.

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Learn about your Medicare options early

There can be penalties if you do not enroll on time, so it's best to familiarize yourself with your option at least 3 months before you turn 65.

There are many options for Medicare. You need to decide whether you will in enroll in Part A, Part B, or Part D and whether you want any special plans for your Medicare coverage. Alternatively, you could choose to opt-out of enrollment entirely! Your decision will be unique to your specific needs so it's important to fully understand your options.

Why should you work with us?

We know it can be confusing—we're Medicare beneficiaries ourselves!

Qualified & Personal Service

Having gone through the process to determine which plans served our needs, we can help you as well. After all, we all have unique needs AND nothing beats experience to help others avoid pitfalls.

No Cost to You

As independent agents, we work with all the carriers to find the best plan for our clients. Once we understand your needs, health and financial, we can offer the best plans for you to choose from.